You Are About To Discover All The Information YOU Need to Make an Informed Decision about Obtaining a Mortgage in Washington.

Dear Neighbor,

Thank you for visiting my website, I know you’ll find the services offered here helpful and the programs not only convenient, but very competitive. It’s my goal to help you cut through the clutter and noise in the mortgage marketplace, so you can quickly and efficiently find a loan that meets your objectives and fits your lifestyle.

As a Certified Mortgage Planning Specialist and Mortgage Consultant with 18 years of experience in the mortgage field, I’m proud to have added the ability to service my client’s mortgage needs by association with Washington Financial Group, a leader in mortgage lending. I’ve built my reputation by providing outstanding service to my clients which means you can count on me to always look out for your best interests and to keep you informed throughout every step of the lending process. Please don’t hesitate to call if you have questions about the information you find here on my website.

Please acccept my FREE Homebuying Guide as a Gift to you where all the Insider Tips Other Mortgage Brokers Don't Want You to Know are revealed.

FREE Home Buying Guide Reveals Insider Tips Other Mortgage Brokers Don't Want You To Know...

Purchasing a home is most likely the largest financial transaction of your life. Unfortunately, most people enter into this transaction blindly and make mistakes that may cost them tens of thousands of dollars over the lifetime of their loan.

Although sharing these secrets may not make me popular with the other Washington mortgage lenders, I am more concerned that you have all the information you need to make an informed decision when shopping for a mortgage. So, I have created a free guide that contains extremely valuable information designed to help you avoid costly mistakes when navigating the mortgage loan process.

To receive this free guide and other home buying tips, simply fill out the fields below and I will send you your first insider secret by email immediately.

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There is no obligation and your e-mail privacy is safe with us.

I make it fast and easy for all kinds of people-including first-time homebuyers, small business owners, and homebuyers with perfect or less-than-perfect credit to get the loan you need for the home you want.

Make sure you register to receive my Free Homebuying Guide and Insider Mortgage Reports, browse my Resources section, fill-out a FREE No-Obligation Secure Online Loan Application, or call me in my Kirkland, Washington office at 206-799-0422. I am here to help you with all your mortgage needs.

$8000 Home Buyer's Tax Credit

Extended and Expanded...

The Worker, Homeownership, and Business Assistance Act of 2009 greatly expands the First Time Homebuyer Tax Credit by making more first time homebuyers eligible for the credit and now includes homebuyers that are not first time homebuyers.

First Time Homebuyers

The current law is extended until April 30, 2010. Buyers have until that date to have a signed purchase agreement. There is an additional 60 day grace period to complete the financing. More first time homebuyers are eligible because the new law raises the annual income limits from $75,000 to $125,000 for singles and from $150,000 to $225,000 for married couples.

Current Home Owners

Over 60 percent of current home owners will be eligible for a tax credit of up to $6,500 if they purchase a home by April 30, 2010. These homebuyers must have lived in their home for five consecutive years over the previous eight years to qualify. Qualified homebuyers can get the credit if they purchase a home for $800,000 or less as their primary residence between November 7, 2009 and April 30, 2010. The income limits are the same as the First Time Homebuyer listed above.

SERVING THOSE THAT SERVE

The Puget Sound is home to many well-known and well-respected military bases.

McChord AFB is home to the 62nd Airlift Wing, its Reserve partner the 446th Airlift Wing, and hosts the Western Air Defense Sector, an Air National Guard unit; the 22nd Special Tactics Squadron, the 361st Recruiting Squadron and a number of other units.

Fort Lewis Army Base is home to the I Corps, and Madigan Army Medical Center, and three of the Army's Stryker Brigades, 3rd Brigade, 4th Brigade and the 5th Brigade, all of the 2nd Infantry Division, and other units. We specialize in military relocations, and can assist you with all your financing needs.

It is our desire to serve those that serve us so bravely. We would be honored to help you find your new home in the Puget Sound area and navigate through the mortgage process.

Got a Quick Question You Want Answered Today?

Click the "Ask A Question" button below to send us a message by email or feel free to call my Kirkland, Washington office at 206-799-0422.

Before you leave, make sure you review the Washington Home Buying Resources, Insider Reports and Mortgage Calculators. All are designed to help guide you through the home buying process so you avoid making costly mistakes.

Credit Repair
Common Questions

TESTIMONIALS

Kimberly, we are very pleased with the professional way you handled the refinance for our home. We will certainly refer others to you. To be honest, your service on this transaction was the best we have ever had. You made it very easy for us and "shopped" for the best interest rate and loan costs. We need more people like you who are true professionals. Thank you for an excellent job. Mike and Rebecca Adams

Kimberly, it has been a real joy to receive your cards, weekly tips and current market updates at various times. My wife and I enjoy our home in Monroe very much. You have helped make our retirement wonderful!...first to help us purchase and later to remodel for our comfort. Thanks again for all your assistance and care. Ray Coldiron, Monroe, WA

Kimberly, You were amazing! Your "over the top" assistance in helping my family close on our first home in record time before being shipped out to Iraq will be appreciated forever. Everything you did for us was totally unexpected. You got us a great loan and we have a new friend and lender for life. Casey Miles, Wenatchee, WA

Kimberly, I can't believe we finally got into a new home. I figured after our foreclosure and bankruptcy, we were renters forever. we are thankful that our friends recommended you. We won't keep you a secret. Those of us who have suffered tough times need to know someone like you who can make dreams come true. Sincerely, Jerry and Barb Jones, Bellevue, WA

Kimberly, I appreciated your straight talk and knowledge. You were the 4th person I spoke to about a loan, and after two minutes of speaking to you, I knew you were the right person to work with. You never let me down and I am looking forward to getting your updates and other goodies long after my loan closing. Thanks again. Seth Harper, Kent, WA

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